Commercial Mortgages
A Stated Commercial Mortgage is a great option for self-employed borrowers or any borrower that has been turned down by your local bank. Guidelines are much less stringent with these types of loans and closings can happen in as little as 3 weeks. Our Conventional Commercial Mortgage Program requires tax returns - but can close in as little as 4 weeks. We also offer 30 year fixed commercial mortgages for up to 80% Loan To Value!
Loan Amounts: $25,000 - $5,000,000

Property Types

  •  Multi-Family
  • ​Auto Repair
  • ​Motels/Hotels
  • ​Churches
  • Mixed-Use
  • ​Day Care
  • ​Warehouse
  • ​Self-Storage
  • Retail
  • ​Beauty Shops
  • ​Mobile Home Parks
  • ​Dry Cleaner (Drop off)
  • Office
  • ​Funeral Home
  • ​Campgrounds
  • ​Recreational Properties

Ineligible Properties

  • Land with “Ground Up” Construction
Any loan requiring rehab work must equal 10% or less of the property value.
  • Raw Land
  • Gas Stations
Although, we lend for both Mechanical Repair, as well as Auto Body Shops.

Credit Scores

Elite Program

  • 660 Minimum Score

Traditional Program

  • 600 Minimum Score
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CTREIA Funding is a commercial lending provider focused on real estate investors and their real estate investing needs.  Founded by real estate investors for the CTREIA Members community, CTREIA Funding is uniquely built to provide investors with the right funding solutions to get their deals done.


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